Stanbic IBTC is one of the fastest-growing banks in Nigeria because of its advancement in technology and its loans without a collateral framework.
Stanbic IBTC Instant loans without collateral framework are well structured to fit different needs of the society ranging from their amiable smart loan, Home loans, and others.
This article will highlight the different loans without collateral framework by Stanbic IBTC. keep reading
Stanbic IBTC Loans Without Collateral Framework
Below is a detailed framework of Stanbic IBTC loans without collateral. You are meant to choose the category that is suitable for you.
Smart Loan
If you have mutual funds with Stanbic IBTC Asset Management, a part of Stanbic IBTC Holdings, you can get a Smart Loan worth up to N10 million. No paperwork is necessary to access the loan through the Stanbic IBTC Mobile App.
What you will receive
In a cash flow shortfall, this is a straightforward solution to manage cash flow.
Stanbic IBTC Asset Management allows you to access up to 80% of your investments as a loan whenever you need it, without terminating your investment.
Term Loans have a maximum term of 48 months.
Access to our business assistance helpline is available 24 hours a day, seven days a week.
Internet, mobile, and USSD banking are all available as e-banking solutions.
How do you obtain it?
Visit any Stanbic IBTC Bank branch or use the Stanbic IBTC Mobile App to make a deposit.
How much does it cost?
Bank statements that support cashflow three months payslip from an employer or other proof of regular source of income
Your pay must be deposited into a Stanbic IBTC Bank current account with a satisfactory credit bureau record.