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UBA Instant Loan Without Collateral

What Is A UBA Instant Loan without collateral, And How Do I Apply For One? 

If you require consistent cash assistance month after month? Banking with UBA is a beneficial relationship that allows you to enjoy the good things with longer-term credit, flexible payment plans, and reduced equity. 

You can apply for a UBA bank instant loan online or dial the Uba loan USSD code *919# and follow the on-screen instructions.

UBA Instant loan without collateral

Personal Overdraft Loan from Uba 

The UBA Personal Overdraft loan is a six-month overdraft option that allows you to borrow up to N3 million from your current account. 

You repay only 5% of the amount borrowed every 30 days when your salary is paid.

Uba Personal Overdraft Loan Advantages

You are aided in managing your finances by having to repay 5% every month until the conclusion of the 6-month tenor when you must refund the total due. 

When you don’t have enough money in your account, it gives you the money you need. 

Repayment conditions that are considerate, structured, and convenient 

The interest rate is competitive.

How to Apply for UBA Personal Overdraft Loan

Applying for a UBA Personal Overdraft Loan is simple. 

  • Fill out a UBA Consumer Loan Application form, which you can find online or at any of our offices. 
  • Send your application to your branch’s Customer Service Officer.

Asset Finance Loan from Uba Bank 

The credit program allows you to own the assets you’ve always wanted.

How to Apply for a UBA Asset Loan 

  • Fill out a Consumer Loan Application Form, which you can get online or at one of our locations. 
  • Obtain a proforma invoice from a vendor your customer service officer knows and trusts. 
  • Send your application to your local branch’s customer care officer. 
  • Contribute at least 20% of the asset’s cost in equity. 
  • Set aside money to meet the expense of insurance.

Personal Loan from Uba 

You’ll be able to spend a little more on what you want with a personal loan from Uba.

You may require additional funds to repair your vehicle, pay medical costs, or deal with other pressing matters. It’s entirely up to you how you spend your loan. 

The Advantages of a UBA Personal Loan 

  • There is no need for a deposit or invoicing. 
  • Quick, easy, and convenient 
  • Convenient Repayment terms 
  • Competitive Interest rates

How to Get a Personal Loan from Uba

  • You can download or pick up a UBA Consumer Loan Application form from our branches. 
  • Submit your application to your local branch’s customer service officer. 

Uba bank cooperative loans

Uba Bank lends up to N10,000,000.00 to blue-chip cooperative groups.

Benefits of Uba Cooperatives Loan

  • Your Co-op will be able to address the demands of its members. 
  • The cooperative decides how to put the money to good use. 
  • Simple and practical. 
  • Competitive Interest rates

How to Apply for a UBA Cooperatives Loan

Write a letter to your company office’s manager, signed by the cooperative’s authorized signatories, requesting the amount and nature of the facility. 

Send the letter and any accompanying documentation to your company’s Customer Service Officer.

Cash Collateral Loan from UBA Bank 

UBA offers a consumer loan that allows you to receive credit in Naira, US Dollars, Pound Sterling, and Euros using your cash deposits, investments, and equivalents with UBA, UBA Capital & Trust, and any other UBA-approved financial institution. 

Benefits of UBA Cash Collateral Loan 

  • If the request and collateral are in the same currency, you can borrow up to 80% of your savings or investments. 
  • If the collateral is in a foreign currency, you can borrow up to 50% of your deposits or investments in Naira loans. 
  • Repayment conditions that are considerate, structured, and convenient 
  • Competitive interest rates


Do you know more types of Uba instant collateral loans? Let me know in the comments section. 



  1. Face bookI need loan to post of my business my business is I just opened your partner have money to put market in the shop so I made known to put market in the shop that is why I am comic called little people get it thanks


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